2009 Resolutions Check-Up : Part 5

This is it, the end of the line. The last look back at 2009 before looking forward to the new year ahead.

last light

My last resolution of 2009 was to get a “financial” life. And how did I do? Well, not so good. But not for lack of trying!! I reconsolidated my student loans (but they’re still there, looming). My employer put a pay freeze in place for 2009 (which meant no raise for me). And the gym/trainer turned out to be a huge financial investment (though WELL worth it). So, as you can probably guess, there really wasn’t any extra money floating around last year.

Still, I didn’t give up and I not only reduced my credit-card debt, but I cancelled my crazy high-rate card and switched to one with a much lower interest rate. Less interest means debt gets paid off faster! So I guess I will have to call this one another tie. I may not have gotten all the way to my goal, but I was able to make some progress.

Final Tally: Sarah – 3, Bad Habits – 2.

Well, it looks like in the grand scheme of things I was able to kick more of my bad habits than not last year, and to make some good progress on a couple more. Yay! I think I would call 2009 a successful year, resolutionarily speaking. (Is that a word? Probably not. Whatevs.)

And I’m looking forward to 2010. I’ve already decided on my resolutions for this year, but that’s a post for another day.

Countdown

snowmen
{a little blurry, but I don’t mind.}

Christmas is almost upon us. Ten days to go. And the solstice is on Monday, which is definitely a special day for me, personally. I’ve spoken about my thoughts on the seasons before, and Yuletide is one of the major points on the wheel of the year. That blackest of nights that gives way to the promises of brighter, longer days to come. Though we still have the brunt of winter to get through, we can take comfort in knowing that every day now will be just a little bit longer. Until finally, we reach the promise of spring and a world reborn into new beauty.

But back to the topic at hand: Yule and Christmas. I unfortunately have to work on Monday and Tuesday next week, but after that both Dave and I have the rest of the month off, heading back to work in January. Even though I don’t have Monday off, I do want to do something special with Dave. Maybe something just the two of us. I’m picturing candles, but I haven’t gotten much beyond that yet. Either way, I can tell the solstice is close. As I write this, the sun is already going down and it’s barely 4:00.

I still haven’t finished my holiday shopping either. Dave is stopping at a store after work to pick up another gift, but after that we still have four people left to shop for, plus stocking-stuffers. I used to find Christmas shopping a lot easier and more enjoyable, but we’re on a much tighter budget this year, saving for the wedding and all. We’re trying to make it work but it’s made gift ideas a little harder to come by and the whole shopping experience seems a bit more tense. Once that’s done though I think I’ll be able to start enjoying myself the way I normally do at this time of year. Because usually, I’m that annoying person in every family that loves the holidays SO much, despite the fact that everyone else around them seems to be a giant grinch. As proof, I submit my Christmas Music playlist, currently standing at 100+ songs in length. It has been on heavy rotation in these here parts ever since the Santa Claus Parade.

ANd tomorrow is our office’s Holiday Lunch. My workplace is too poor to afford an actual Christmas party, so they have some catering brought in for us one day instead. That generally translates into not a lot of work getting done, which is fine by me. I’m planning on baking sugar cookies tonight to bring in as my contribution to the “party.” Sugar cookies with a drizzling of royal icing and sprinkles on top. What do you think? And I’ll try to remember to take pictures of my baking bonanza this evening, during which the aforementioned playlist will again be put to very good use.

T-minus 10 days and counting!

Have/Have Not

What I would’ve bought today if I had any money at all:

Umbra Horizon Photo Albums

Five of these gorgeous photo albums to put all our photos in. Getting them out of my childhood Winnie the Pooh and Mickey Mouse albums and giving us the ability to print more of the backlog of photos stored on our computers.

Cool, money-free thing I did instead:

Japanese girl and a tree

I bought this tree more than a year ago when I was part of my first and only craft show. Since then, it’s been collecting dust at the top of my craft closet. Because I’m always so frustrated at not being able to see my jewelry, thus remembering what I have to wear, I decided to pull it down and actually use it. The little momiji doll was a gift from my sister. I love that little doll. Makes the whole thing look so much better.

The Long Slog

So yesterday was something, that’s for sure. After that last post, I started looking up all sorts of stuff about the countryside. Then my mind turned towards farming and how cool it would be to have an organic micro-ecofarm. I even asked Dave what he though about it. But like the level-headed half of this partnership that he is, he stayed typically reserved and noncommittal.

Well, I went back to my research, looking all sorts of things up. But the more I researched, the less sure I became. What if this was me grasping at anything again? How could one buy and start a farm with a negative amount of money in the bank, anyway? And that inevitably led to another meltdown. I ended up crying, feeling trapped by my lack of choices in life, worrying about the future, and upset with myself that I’d tried to grasp onto another harebrained scheme again when I promised myself I’d stop doing that.

Seeing my distress once again, Dave sat me down. He said, “Look, I think you’re trying to jump from Step 1 to Step 3 without going through Step 2. Getting to where we wanna be in life is gonna take a lot of hard work and sacrifice, more than we’ve had to do in the past. But you need to be prepared. It’s like that old equation says, any project can only be two of these three things: done with high quality, done on time or done on budget. If you want something of high quality done on time, it’s gonna cost you. If you want something done fast and cheap, you forgo quality, and if you opt for high quality done on the cheap (which is probably a good analogy for what we want from life) it’s gonna take a long time to get there.” Longer than, oh, the five minutes I generally have been giving myself. What can I say, patience has never been one of my virtues.

We continued talking, Dave trying to make me feel better, and me trying to be okay with our current lot in life. I eventually came around to the realization that I end up so easily grasping onto all these random career paths because none of my life goals actually have anything to do with a career. My dreams for a self-sufficient life of gardening, baking and child-rearing has zero to do with working for the man or climbing the corporate ladder. “So,” Dave said, “maybe what you need is some crap job to help you get from here to there. Maybe that’s what we both need.” But we already have crap jobs that pay more than a lot of crap jobs and we barely scrape enough money together every month. “Ah, yes,” he said, “but we currently have dead-end crap jobs. What we need are crap jobs with some growth potential.” So that’s the point we’re at now, thinking about looking for crap jobs with growth potential so that we can scrimp our way from here to a home we can fix up, with a huge yard and/or a little bit of land. So that one day I can feel like something of a suburban homesteader: growing things, making things, raising children and being happy. That’s the real goal. And the real detriment to our current jobs, since it is unlikely that we well ever get another raise or promotion there. We instead just remain in a holding pattern, able to pay most of the monthly bills but forever hounded by the thousands of dollars of impenetrable school debt I have. (Hard to believe, huh, that we both have respected university degrees and we’ve come to the conclusion that all we can hope for in life is getting a crap job?)

Maybe we’ll have to move to a basement in Scarborough, cancel the phones and the cable TV. There are some debts that can’t be reduced, that we’ll just have to keep paying till they’re gone, like our gym debt. It was a good idea, and I’m happy we did it, but getting a trainer at the gym was, in all honesty, way beyond what we could afford and I shouldn’t have made us do it. We all live with the consequences of our actions, I guess.

So I have a month to figure out how to live the next five years on the cheap. Somewhere in there getting rid of my $40,000 school debt, saving a down payment for a home and perhaps even starting a family. Cloth diapers are still nouveau-chic, right?

Must. Have. Self-control.

Week of March 9th:

A weekly list of goodies that I’ve forced myself not to buy.
(You know, because I’m broke.)

Since I was forced to abandon my snowman Christmas coasters at the end of the season I’ve been searching for the perfect coasters to replace them for daily use — because nobody likes coffee rings — and I think I’ve found them. These are the sweetest, most amazing coasters ever. And the title of this post shouldn’t be “Must Have Self-Control” but rather, “I Gave In” because I plan on ordering these lovelies very soon.

Found via here.

Must. Have. Self-Control.

Week of February 23rd:

A weekly list of goodies that I’ve forced myself not to buy.
(You know, because I’m broke.)


Zara has colourful skinny jeans for less than $40?!? Man, I wish I was 3 inches taller!
Found via here.


Dude, this drying station has its own fan! So much better than hanging wet clothes over doors, chairs and any other surface. Less stretching too!
Available here. Found via here.

Finally, did you know that Saks Fifth Avenue offers free shipping to Canada?
I didn’t, but now I do. Trouble!

Update

Added a bunch of stuff to my Shopping List.
The damned thing just keeps growing, doesn’t it?

The Best Thing Since Sliced Bread

Okay, so you know how I’m always saying that I’m broke? Well, here’s why!


Yup, that’s right. Last weekend I bought a Macbook! Surprise! (‘Cause I know some of you are.)

Up till now I’ve been slogging along using my old 2005 Dell Craptop. (No offense, Dell.) But ‘Crappy’ was dying fast. On the dimmest screen setting the battery would only last half an hour, and just being on meant that Crappy was blowing and ticking as loudly as any ’90s desktop tower. Things would crash. Things wouldn’t open. Things would freeze. My brain was exploding daily.

But what, do you ask, was the final straw that made Dave and I get up last Sunday morning and say, “today’s the day”? Crappy started asking me to connect to the internet. Incessantly. Using a dial-up connection. When I was already connected wirelessly to my high-speed cable modem. Yeah. The end, right?

So here the two of us are. Dave decided to document the unveiling because I was that excited. If you look closely you can see a) the computer and I having a moment and; b) the ‘crazy eyes’ of joy and excitement in more than one picture. This little guy is awesome. So silent and battery life like you wouldn’t believe! Sigh, this is the start of a beautiful friendship, I can just feel it.