This is it, the end of the line. The last look back at 2009 before looking forward to the new year ahead.

My last resolution of 2009 was to get a “financial” life. And how did I do? Well, not so good. But not for lack of trying!! I reconsolidated my student loans (but they’re still there, looming). My employer put a pay freeze in place for 2009 (which meant no raise for me). And the gym/trainer turned out to be a huge financial investment (though WELL worth it). So, as you can probably guess, there really wasn’t any extra money floating around last year.
Still, I didn’t give up and I not only reduced my credit-card debt, but I cancelled my crazy high-rate card and switched to one with a much lower interest rate. Less interest means debt gets paid off faster! So I guess I will have to call this one another tie. I may not have gotten all the way to my goal, but I was able to make some progress.
Final Tally: Sarah – 3, Bad Habits – 2.
Well, it looks like in the grand scheme of things I was able to kick more of my bad habits than not last year, and to make some good progress on a couple more. Yay! I think I would call 2009 a successful year, resolutionarily speaking. (Is that a word? Probably not. Whatevs.)
And I’m looking forward to 2010. I’ve already decided on my resolutions for this year, but that’s a post for another day.

